Zopa, the first lender in the world of its type and the largest European Lending Platform, allows savers to beat the bank lending rates by lending money to people looking for low cost loans. Borrowers can cut their borrowing rates, and savers see their money grow at market-leading rates, hence the attraction.

ZOPA has a 10 year strong track record with Consumers, Investors and the Regulator. ZOPA has been founded in 2004 by Co-founder Giles Andrews and others.